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Personal Finance : Business & Finance

How to Get Money on "Immortal Night"

"Immortal Night" is an online, text-based game that puts you in the role of either a Lycan or Vampire. As you make new friends, progress through the game's rank system and lay waste to your opponents, you will find that a little extra spending money goes a long way towards your in-game achievements.

How to Calculate Hourly Wage Based on Salary

When looking at the pay rate of jobs, you need to compare apples to apples. If one company gives you an offer based on a yearly salary and another gives you an offer based on an hourly wage, you need to convert one figure or the other to get an accurate comparison. Calculating an hourly wage based o

Equity Release - Unlock The Potential of the Property

Most of us are now finding it really difficult to cope with the unbridled inflation, jobs cuts, less public spending and slump in economic activities. And if this is not enough, living a life on ...

Types of Cashier's Checks

A cashier's check is a special type of check that is guaranteed by a bank.check in macro image by Alexey Klementiev from Fotolia.comA cashier's check is a special type of check issued directly by a bank. Cashier's checks are therefore "guaranteed" by said bank and are usually redeemable...

Which FICO Score Is Most Used for Credit?

When you apply for several types of credit, there is a good chance that all of those lenders use the same basic scoring system: the FICO model. Thus, consumers usually associate a consumer credit score with a FICO score. Some alternative models exist and even within the FICO scoring system itself, d

A List Of Tips To Start Balancing Your Budget Today!

In order to have substantial amounts of money saved for any scenario where you would need money, personal finance should be taken very seriously. One must save money rather than spending everything they make. The ...

Can a Spouse Remove a Spouse From the Joint Checking Account?

Whether one spouse can remove the other from the joint checking account depends upon individual bank policy on account ownership changes. If the removing spouse is the actual account owner and the removed spouse was merely an authorized user, the bank may permit removal without notice to or consent

How to Calculate an Average Balance

The average balance represents the average amount of money someone has in an account over an undefined period of time. The time period is undefined because it is up to the account holder or the lending institution to set the parameters. For instance, an individual might want to know the average mont

Housing Assistance Requirements

Housing assistance exists to help those with low incomes, the disabled and the elderly obtain affordable housing. The U.S. Department of Housing and Urban Development, or HUD, has programs at the federal level and there are additional programs available through individual states. Each has unique req